This article in JPSDa: Jurnal Perbankan Syariah Darussalam, Vol. 2 No. 1 (2022), examines the effect of sharia bank financing on profit and operational costs in Indonesia during the Covid-19 period. Written by Siti Nur Indah Rofiqoh, Ririn Tri Ratnasari, Alimin, M. Ala'uddin, Thoyyib Mas'udi, Anik Rufaidah and Fatin Fadhilah Hasib, the study uses monthly secondary SPS data and double-simple linear regression analysis. The authors report that financing significantly influenced profit only, and suggest that a risk-sharing regulatory framework in sharia banking may allow mismatches in maturity, risk, value or linkage with the real economy to be corrected systematically during the pandemic. The paper is aimed at regulators, supervisors and sharia banking practitioners, and offers policy implications for standard operating procedures. It was published on 27 January 2022 and is available as a PDF in Indonesian.